Finn AI

It started with a stupid simple problem. Every month, money would leave the bank account and there was no real clarity on where it went. Not because tracking was not happening, it was. But tracking in Excel means remembering to open Excel, manually keying in every transaction, and somehow caring enough to do it consistently. Nobody does that for long.

The first version was just a receipt scanner. Point a phone at a receipt, the AI reads it, spending gets logged automatically. No typing, no friction. That alone was useful enough to keep building.

Then came the advisor layer. Instead of just recording what happened, Finn AI would actually respond to it, flagging patterns, suggesting where to cut, answering questions about finances like a knowledgeable friend rather than a spreadsheet. The goal was something that felt like talking to someone who understood money, not clicking through a dashboard.

The real turning point was net worth tracking. Money was not sitting in one place. There were crypto positions, gold exposure, and cash spread across different accounts. Every existing app either ignored these asset classes or displayed static numbers that meant nothing in real time. Live gold and crypto price APIs were connected so Finn AI would reflect actual portfolio value at any given moment. Profit and loss, updated continuously, in one place.

It was built for personal use. Then it went online. Then people started paying for it.

Total cost to run: around $5 a month. Monthly recurring revenue at peak: $15. It is not a venture, but it is a real product, with real users, that solved a real problem. And that is exactly why it was built.

Finn AI is no longer in active development, but remains live at

finn-ai.app.